Should I buy the Repair Master warranty for my nikon SLR camera d90 and one separate for the 18-200mm lens?

I’m planning on buy a nikon d90 slr camera and 18-200mm lens from J&R store but am debating where to buy the Repair Master accidental coverage for both the products. Is it worth it?? The camera is $999.99 and the lens is $650.

definitely buy the insurance.

I am a huge Nikon fan, but the D90 was just prematurely forced onto the market, and will most likely have problems later on down the road.
Those problems should be covered by Nikons warranty that they give you (like a year or something) but they can also say that whatever goes wrong is “User Error”.
Then you are out the money and the camera.

I think %100 on the D90
It may be expensive, but it would really suck for something to go wrong, or to have an accident with it.

For the 18-200, the warranty is not so necessary.
It is a good lens that has been around for a while now.
I do reccomend, however, that you get a uv filter to protect the front element from scratches. also, keep the cap on when not in use.
those front pieces of glass get scratched quite easily.

Nikon D200 10.2 Megapixel Body w 1 Yr Warranty NEW